Canadian Mortgage & Property Calculators
Make better property decisions in Canada with calculators built for the Canadian market. Featuring semi-annual compounding (the Canadian standard), 25-year amortization defaults, CMHC insurance logic, and CAD currency.
All Calculators
7 free toolsMortgage Payment Calculator
Calculate Canadian mortgage payments with semi-annual compounding.
Open calculator →Prepayment Calculator
Model prepayment strategies and calculate interest savings.
Open calculator →Rent vs Buy Calculator
Should you rent or buy in Canada? Model the full financial picture.
Open calculator →Down Payment Savings Calculator
Calculate how long to save your Canadian down payment.
Open calculator →Refinance Savings Calculator
Model refinance savings and break-even period in Canada.
Open calculator →Rental Yield Calculator
Calculate rental yield and net income on Canadian investment property.
Open calculator →Renovation Loan Calculator
Calculate renovation loan repayments and equity impact in Canada.
Open calculator →Canada Property Guides
CMHC insurance explained: what Canadians need to know
When do you need CMHC insurance and how much does it cost?
GuideThe Canadian mortgage stress test
How the B-20 stress test works and how to qualify.
GuideFirst Home Savings Account (FHSA) explained
How to use the FHSA to save for your first home tax-free.
Canada market note
Calculations use Canadian mortgage conventions: semi-annual compounding, standard 25-year amortization, and CAD. CMHC insurance premiums apply for down payments below 20%. Always verify current rates and rules with a licensed Canadian mortgage broker.