Australia guides
Australia Property & Mortgage Guides
Plain-English guides on mortgages, investment property, and home buying in Australia. Each guide links to the relevant calculator so you can put the concepts into practice immediately.
How extra home loan repayments work in Australia
Fixed vs variable loan rules, redraw vs offset, and how to maximise interest savings with extra repayments.
Lenders Mortgage Insurance: full guide for Australians
What LMI costs, when you need it, and how to avoid it as an Australian home buyer.
How offset accounts work in Australia
Offset vs redraw, how interest savings are calculated, and which is better for your situation.
Rental yield guide for Australian investors
Gross vs net yield, negative gearing implications, and what yield expectations by Australian city.
Rent vs buy in Australia: the honest comparison
Stamp duty, LMI, appreciation assumptions, and the break-even timeline for Australian cities.
When to refinance your Australian home loan
Cashback deals, break fees, and how to calculate if refinancing your Australian home loan is worth it.