Canada guides
Canada Property & Mortgage Guides
Plain-English guides on mortgages, investment property, and home buying in Canada. Each guide links to the relevant calculator so you can put the concepts into practice immediately.
How Canadian mortgage prepayments work
Understanding prepayment privileges, lump sum payments, and how to maximise interest savings on a Canadian mortgage.
CMHC insurance explained
When you need CMHC mortgage insurance, how much it costs, and strategies to avoid it.
Rent vs buy in Canada: the real comparison
How to compare renting and buying in Canadian markets — including land transfer tax, CMHC, and investment alternatives.
Rental yield in Canada: what investors need to know
How to calculate and assess rental yield in Canadian cities, and what counts as a strong return.
The Canadian mortgage stress test explained
How the B-20 mortgage stress test works and what it means for your borrowing capacity.
When should Canadians refinance?
Break-even analysis and key considerations for refinancing a Canadian mortgage.